What happens when I dispute a charge on my credit card?
An example of an AI chatbot conversation about disputing a charge on a credit card.
What happens when I dispute a charge on my credit card?
When you dispute a charge, the credit card issuer investigates the transaction to determine its validity.
How long does the dispute process usually take?
The dispute process can take anywhere from a few days to several weeks, depending on the complexity of the case.
Will I still have to pay the charge while it's being disputed?
Typically, you won't have to pay the disputed charge until the investigation is complete, but it's best to check with your issuer.
What if the dispute is resolved in favor of the merchant?
If the dispute is resolved in favor of the merchant, you'll be responsible for paying the charge, and it may appear on your statement.
Can I dispute a charge if I didn't authorize it?
Yes, if you didn't authorize the charge, you can dispute it, and your issuer will investigate the claim.
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