How do modifications to my car affect my insurance rates?
Modifications can increase your insurance rates because they may raise the value of your car or increase the risk of theft.
What types of modifications are considered high-risk?
High-risk modifications include performance enhancements, custom paint jobs, and aftermarket parts that increase speed or power.
Will my insurance cover damages from modifications?
It depends on your policy. Some policies may not cover damages related to modifications, so it's best to check with your insurer.
How can I lower my insurance costs if I have modifications?
You can lower costs by informing your insurer about the modifications, shopping around for better rates, or considering a policy that covers modifications.
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