How do pre-existing conditions affect disability claims?

How do pre-existing conditions affect disability claims?

Pre-existing conditions can complicate disability claims, as insurers may argue that the condition was not caused by the current disability.

What types of pre-existing conditions are most commonly disputed?

Commonly disputed conditions include chronic illnesses like diabetes, mental health disorders, and previous injuries.

Can I still get approved for disability if I have a pre-existing condition?

Yes, you can still be approved, but you'll need to provide strong medical evidence that your current disability is separate from the pre-existing condition.

What documentation do I need to support my claim?

You'll need medical records, treatment history, and possibly statements from healthcare providers to support your claim.

Are there any specific laws regarding pre-existing conditions and disability claims?

Yes, laws like the Americans with Disabilities Act (ADA) provide protections, but specifics can vary by state and insurer.