What type of insurance covers hurricane damage?

What type of insurance covers hurricane damage?

Hurricane damage is typically covered by homeowners insurance, but you may need a separate policy for flood damage.

Do I need to live in a hurricane-prone area to get this coverage?

Not necessarily, but living in a hurricane-prone area may affect your premiums and coverage options.

What should I do if my home is damaged by a hurricane?

First, ensure your safety and then contact your insurance company to report the damage and start the claims process.

Are there any specific exclusions I should be aware of?

Yes, many policies have exclusions for certain types of damage, so it's important to read your policy carefully.