What types of insurance do I need as a motorcycle rider?
As a motorcycle rider, you typically need liability insurance, collision coverage, and comprehensive coverage.
What does liability insurance cover?
Liability insurance covers damages to other people and their property if you're at fault in an accident.
Is comprehensive coverage really necessary?
Comprehensive coverage is not mandatory, but it protects against non-collision incidents like theft or weather damage.
How can I lower my insurance premiums?
You can lower your premiums by taking safety courses, maintaining a clean driving record, and shopping around for quotes.
Are there any discounts available for riders?
Yes, many insurers offer discounts for safe riding, bundling policies, or being a member of a motorcycle organization.
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