What should I know about insurance for water damage?

What should I know about insurance for water damage?

Water damage can be covered under different types of insurance policies. It's important to understand your coverage options.

What types of water damage are typically covered?

Typically, sudden and accidental water damage, like from a burst pipe, is covered. However, gradual damage, like from leaks, may not be.

How can I file a claim for water damage?

To file a claim, contact your insurance provider, document the damage with photos, and provide any necessary information.

Are there any exclusions I should be aware of?

Yes, common exclusions include damage from flooding, lack of maintenance, or wear and tear. Always check your policy.