What does 'deductible' mean in my insurance policy?
An example of an AI chatbot conversation about insurance policy terminology.
What does 'deductible' mean in my insurance policy?
A deductible is the amount you pay out of pocket before your insurance coverage kicks in.
How does a higher deductible affect my premium?
Generally, a higher deductible means a lower premium, as you're taking on more risk.
Can you explain the term 'premium'?
The premium is the amount you pay for your insurance policy, usually on a monthly or annual basis.
What is the difference between 'co-pay' and 'co-insurance'?
A co-pay is a fixed amount you pay for a service, while co-insurance is a percentage of the cost you pay after your deductible.
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