What are the key terms in my insurance policy?
An example of an AI chatbot conversation about understanding insurance policy terms.
What are the key terms in my insurance policy?
Key terms in an insurance policy include premium, deductible, coverage, exclusions, and limits. Would you like to know more about any specific term?
Can you explain what a deductible is?
A deductible is the amount you pay out of pocket before your insurance coverage kicks in. For example, if your deductible is $500, you must pay that amount for covered services before your insurer pays.
What does coverage mean?
Coverage refers to the protection provided by your insurance policy. It outlines what risks or damages are included and how much the insurer will pay in case of a claim.
Are there any common exclusions I should be aware of?
Yes, common exclusions include pre-existing conditions, certain natural disasters, and intentional damage. It's important to read your policy carefully to understand these.
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