What are the different types of ISA?
An example of an AI chatbot conversation about ISA types and their benefits.
What are the different types of ISA?
There are several types of ISAs, including Cash ISAs, Stocks and Shares ISAs, Innovative Finance ISAs, and Lifetime ISAs. Each serves different purposes.
Can you explain what a Cash ISA is?
A Cash ISA is a savings account where you can earn interest tax-free. It's a safe option for saving money.
What about Stocks and Shares ISAs?
Stocks and Shares ISAs allow you to invest in the stock market while enjoying tax benefits on your gains. They carry more risk but can offer higher returns.
What is an Innovative Finance ISA?
An Innovative Finance ISA lets you invest in peer-to-peer lending and crowdfunding projects, providing potential returns from loans.
How does a Lifetime ISA work?
A Lifetime ISA is designed to help you save for your first home or retirement, offering a government bonus on your contributions.
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