What are late payment fees and how can I avoid them?
An example of an AI chatbot conversation about late payment fees and avoidance strategies.
What are late payment fees?
Late payment fees are charges imposed when a payment is not made by the due date. They can vary by lender.
How can I avoid these fees?
To avoid late payment fees, set up reminders, automate payments, or ensure you have sufficient funds before the due date.
What happens if I keep missing payments?
Repeated missed payments can lead to increased fees, damage to your credit score, and potential legal action.
Are there any grace periods for late payments?
Many lenders offer a grace period, typically a few days, during which you can make a payment without incurring a fee.
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