What should I do if my medical expenses are not covered by insurance?

What should I do if my medical expenses are not covered by insurance?

First, review your insurance policy to understand the coverage details. Have you done that?

Yes, I found out that my treatment was considered out-of-network.

In that case, you can appeal the decision with your insurance company. Would you like guidance on how to file an appeal?

Yes, please. What steps do I need to take?

Gather all relevant documents, including bills and treatment records. Then, write a formal appeal letter explaining why you believe the expenses should be covered.

How long does the appeal process usually take?

It typically takes 30 to 60 days, but it can vary. Make sure to follow up regularly with your insurer.