What should I do if I receive a legal notice?
An example of an AI chatbot conversation about receiving a legal notice.
What should I do if I receive a legal notice?
First, read the notice carefully to understand what it is about. Can you tell me more about the notice?
It's from a debt collector claiming I owe money.
In that case, verify the debt. You can request a validation of the debt from the collector. Would you like to know how to do that?
Yes, please explain how to request validation.
You can send a written request to the collector asking for proof of the debt. Make sure to do this within 30 days of receiving the notice.
What if they don't respond?
If they don't respond, you may not owe the debt. You can also report them to the Consumer Financial Protection Bureau.
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