What are the different types of life insurance?
An example of an AI chatbot conversation about life insurance types.
What are the different types of life insurance?
There are several types of life insurance, including term life, whole life, and universal life insurance. Would you like to know more about each type?
Yes, please explain term life insurance.
Term life insurance provides coverage for a specific period, usually 10, 20, or 30 years. If the insured passes away during this term, the beneficiaries receive a death benefit.
What about whole life insurance?
Whole life insurance offers coverage for the insured's entire life, with a cash value component that grows over time. It typically has higher premiums than term life.
And universal life insurance?
Universal life insurance is a flexible policy that combines life coverage with a cash value component. You can adjust your premiums and death benefits.
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