What are some alternatives to long-term care insurance?
An example of an AI chatbot conversation about alternatives to long-term care insurance.
What are some alternatives to long-term care insurance?
There are several alternatives to long-term care insurance, such as self-funding, hybrid policies, and government programs.
Can you explain what hybrid policies are?
Hybrid policies combine life insurance with long-term care benefits, allowing you to access funds for care if needed.
What about self-funding? How does that work?
Self-funding means setting aside personal savings or assets to cover potential long-term care costs instead of purchasing insurance.
Are there any government programs that help with long-term care?
Yes, programs like Medicaid can assist with long-term care costs for those who qualify based on income and assets.
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