How can I effectively manage my student debt?

How can I effectively manage my student debt?

Managing student debt can be challenging, but there are several strategies you can use. Have you considered creating a budget?

I haven't made a budget yet. What should I include in it?

Start by listing your income sources and all your expenses, including rent, groceries, and loan payments. This will help you see where your money goes.

That makes sense. Should I prioritize paying off my loans or saving for emergencies?

It's generally wise to have some savings for emergencies, but if your loans have high interest rates, consider prioritizing those payments.

What options do I have for loan repayment plans?

You can explore income-driven repayment plans, refinancing options, or even loan forgiveness programs depending on your situation.