What should I know about medical expenses and insurance coverage?

What should I know about medical expenses and insurance coverage?

It's important to understand what your insurance covers, including deductibles, copayments, and out-of-pocket maximums.

How do I find out what my insurance plan covers?

You can check your insurance policy documents, visit your insurer's website, or call their customer service for details.

What are common medical expenses that might not be covered by insurance?

Common exclusions include cosmetic procedures, certain alternative therapies, and some prescription medications.

How can I manage high medical expenses?

Consider setting up a payment plan with your provider, looking into financial assistance programs, or using a health savings account.

What should I do if my insurance claim is denied?

Review the denial letter, contact your insurer for clarification, and consider appealing the decision if you believe it was unjust.