What are neobanks and how do they work?
An example of an AI chatbot conversation about neobanks and their functionalities.
What are neobanks and how do they work?
Neobanks are digital-only banks that operate without physical branches. They offer services like checking accounts, savings, and loans through mobile apps.
What advantages do neobanks have over traditional banks?
Neobanks typically offer lower fees, higher interest rates on savings, and a more user-friendly digital experience.
Are neobanks safe to use?
Yes, most neobanks are regulated and insured, similar to traditional banks, but it's important to check their security measures.
Can I get a loan from a neobank?
Yes, many neobanks offer personal loans, but the terms and availability can vary by institution.
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