What are the insurance options for renting a car in New York?
When renting a car in New York, you typically have several insurance options, including Collision Damage Waiver (CDW), Liability Insurance, and Personal Accident Insurance. Would you like details on each?
Yes, please explain Collision Damage Waiver.
Collision Damage Waiver (CDW) covers the cost of damage to the rental car in case of an accident. It usually comes with a deductible, which is the amount you pay out of pocket before insurance kicks in.
What about Liability Insurance?
Liability Insurance protects you against claims made by other drivers for damages or injuries caused in an accident. It's often required by law and can vary in coverage limits.
Are there any additional options I should consider?
Yes, you might also consider Personal Accident Insurance, which covers medical expenses for you and your passengers, and Theft Protection, which covers the loss of the vehicle due to theft.
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