What are peer-to-peer lending platforms?
An example of an AI chatbot conversation about peer-to-peer lending platforms.
What are peer-to-peer lending platforms?
Peer-to-peer (P2P) lending platforms connect borrowers directly with individual lenders, bypassing traditional banks.
How do these platforms work?
Borrowers apply for loans on the platform, and lenders can choose to fund these loans based on their preferences.
What are the risks involved in P2P lending?
Risks include borrower default, platform failure, and lack of regulation compared to traditional financial institutions.
Can you recommend some popular P2P lending platforms?
Sure! Some popular platforms include LendingClub, Prosper, and Upstart.
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