What is pool insurance and do I need it?

What is pool insurance and do I need it?

Pool insurance is a type of liability coverage that protects you from claims related to accidents or injuries that occur in your pool area. It's important if you have a pool to safeguard against potential lawsuits.

What does pool insurance typically cover?

It usually covers liability for injuries, property damage, and sometimes medical expenses for guests who get injured in or around your pool.

How much does pool insurance cost?

The cost can vary widely based on factors like your location, the size of your pool, and your overall insurance policy. On average, it can range from $50 to $200 annually.

Is pool insurance included in my homeowners policy?

It may be included, but not always. It's best to check with your insurance provider to see if you need a separate policy or endorsement.

What can I do to lower my pool insurance premiums?

You can lower your premiums by installing safety features like fences, alarms, and covers, or by increasing your deductible.