What are the insurance requirements for school buses?
An example of an AI chatbot conversation about school bus insurance requirements.
What are the insurance requirements for school buses?
School buses typically need liability insurance, which covers injuries and damages to others. Additionally, some states require uninsured motorist coverage and comprehensive insurance.
Are there specific coverage limits I should be aware of?
Yes, coverage limits can vary by state. Generally, schools should have at least $1 million in liability coverage, but it's best to check local regulations.
What happens if a school bus is involved in an accident?
If a school bus is involved in an accident, the insurance will cover damages and injuries based on the policy. The school district may also face legal claims.
Do private school buses have different requirements?
Yes, private school buses may have different insurance requirements depending on state laws and whether they are operated by a private entity or a public school.
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