What are Social Security credits and how do I earn them?
An example of an AI chatbot conversation about Social Security credits and how to earn them.
What are Social Security credits and how do I earn them?
Social Security credits are the way the Social Security Administration measures your work history. You earn credits based on your work and the amount you earn.
How many credits do I need to qualify for benefits?
You typically need 40 credits to qualify for retirement benefits, which usually takes about 10 years of work.
Can I earn credits if I’m self-employed?
Yes, self-employed individuals can earn Social Security credits by paying self-employment taxes on their earnings.
What happens if I don’t have enough credits?
If you don’t have enough credits, you may not qualify for Social Security benefits, but you might still be eligible for other assistance programs.
How can I check my Social Security credits?
You can check your Social Security credits by creating an account on the Social Security Administration's website and accessing your earnings record.
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