What are spousal benefits and how do they work?

What are spousal benefits and how do they work?

Spousal benefits are financial benefits provided to a spouse, often related to social security or pensions. They allow one spouse to receive benefits based on the other's work record.

Who is eligible for spousal benefits?

Eligibility typically includes spouses of workers who qualify for social security benefits. This can include current spouses, divorced spouses, and in some cases, widows or widowers.

How do I apply for spousal benefits?

You can apply for spousal benefits through the Social Security Administration's website or by visiting your local SSA office. You'll need to provide necessary documentation, such as marriage certificates.

Are there any restrictions on spousal benefits?

Yes, there are restrictions. For example, if you remarry before age 60, you may lose eligibility for benefits based on your former spouse's record.

Can I receive spousal benefits if my spouse is still working?

Yes, you can receive spousal benefits even if your spouse is still working, as long as they are eligible for social security benefits.