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What is the difference between SSDI and SSI?

An example of an AI chatbot conversation about SSDI and SSI benefits.

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You

What is the difference between SSDI and SSI?

MagicBuddy
MagicBuddy

SSDI stands for Social Security Disability Insurance, while SSI is Supplemental Security Income. SSDI is for those who have worked and paid into Social Security, whereas SSI is need-based for individuals with limited income and resources.

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You

Who qualifies for SSDI?

MagicBuddy
MagicBuddy

To qualify for SSDI, you must have a work history and have paid Social Security taxes. You also need to have a medical condition that meets Social Security's definition of disability.

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You

And what about SSI? Who can get that?

MagicBuddy
MagicBuddy

SSI is available for individuals who are aged, blind, or disabled and have limited income and resources, regardless of their work history.

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You

Can I receive both SSDI and SSI?

MagicBuddy
MagicBuddy

Yes, it is possible to receive both SSDI and SSI if you qualify for both programs. This is often referred to as a 'concurrent' claim.

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Powered by advanced language models trained on billions of online words and conversations, MagicBuddy delivers friendly and helpful chat on demand.

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