What are the state laws regarding liability for accidents?
State laws on liability can vary significantly. Generally, they determine who is at fault in an accident and how damages are awarded.
Can you explain the difference between comparative and contributory negligence?
Sure! Comparative negligence allows for damages to be awarded based on the degree of fault, while contributory negligence can bar recovery if the injured party is found to be even slightly at fault.
How do these laws affect insurance claims?
These laws impact how insurance companies assess claims and determine payouts. In comparative negligence states, your compensation may be reduced based on your fault percentage.
Are there any states that have unique liability laws?
Yes, some states have unique laws, like no-fault insurance laws in Florida, which limit the ability to sue for damages after an accident.
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