What are the requirements for student loan forgiveness?
An example of an AI chatbot conversation about student loan forgiveness requirements.
What are the requirements for student loan forgiveness?
To qualify for student loan forgiveness, you typically need to meet certain criteria, such as working in a qualifying public service job or making a specific number of payments under a repayment plan.
How long do I need to work in public service to qualify?
Generally, you need to work full-time in a qualifying public service position for at least 10 years to be eligible for Public Service Loan Forgiveness.
Are there any specific types of loans that qualify?
Yes, only Direct Loans qualify for Public Service Loan Forgiveness. Other types of federal loans may need to be consolidated into a Direct Consolidation Loan.
What if I don't work in public service?
If you don't work in public service, there are other forgiveness options available, such as income-driven repayment plan forgiveness after 20 or 25 years of qualifying payments.
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