How can I stay motivated to pay off my debt?

How can I stay motivated to pay off my debt?

Staying motivated can be challenging, but setting clear goals and celebrating small wins can help. Have you set any specific goals?

I have a goal to pay off $5,000 in a year. What should I do next?

That's a great goal! Break it down into monthly payments. You could also create a visual tracker to see your progress.

What if I feel discouraged along the way?

It's normal to feel discouraged. Try to remind yourself of why you want to be debt-free. Surround yourself with supportive people.

Any tips for keeping track of my expenses?

Consider using budgeting apps or spreadsheets. Tracking your expenses can help you identify areas to cut back and stay on track.