Should I choose travel rewards or cashback for my credit card?
An example of an AI chatbot conversation about travel rewards versus cashback credit cards.
Should I choose travel rewards or cashback for my credit card?
It depends on your spending habits and travel preferences. Do you travel often?
I travel a few times a year, but I also spend a lot on groceries and gas.
In that case, cashback might be more beneficial for your everyday expenses, but travel rewards could enhance your trips.
What are the typical rewards rates for each option?
Cashback cards usually offer 1-2% back, while travel rewards can range from 1-5 points per dollar spent, depending on the category.
Are there any fees I should be aware of?
Yes, some cards have annual fees, especially travel rewards cards. It's important to weigh those against the benefits.
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