What are the different types of fraud alerts?
An example of an AI chatbot conversation about types of fraud alerts.
What are the different types of fraud alerts I should be aware of?
There are three main types of fraud alerts: initial fraud alerts, extended fraud alerts, and active duty alerts.
Can you explain what an initial fraud alert is?
An initial fraud alert lasts for 90 days and notifies creditors to take extra steps to verify your identity before granting credit.
What about an extended fraud alert?
An extended fraud alert lasts for seven years and is available to individuals who can provide a police report of identity theft.
And what is an active duty alert?
An active duty alert is for military personnel and lasts for 12 months, helping to protect their credit while they are deployed.
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