What are the different types of home insurance coverage?
There are several types of home insurance coverage, including dwelling coverage, personal property coverage, liability coverage, and additional living expenses coverage.
Can you explain what dwelling coverage is?
Dwelling coverage protects the structure of your home against risks like fire, theft, and certain natural disasters.
What about personal property coverage?
Personal property coverage helps cover the loss or damage of your personal belongings, like furniture and electronics.
Is liability coverage really necessary?
Yes, liability coverage is important as it protects you from legal claims if someone is injured on your property.
What are additional living expenses coverage?
Additional living expenses coverage helps pay for temporary housing and living costs if your home is uninhabitable due to a covered event.
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