What are the different types of ISAs?
An example of an AI chatbot conversation about types of ISAs.
What are the different types of ISAs?
There are several types of ISAs, including Cash ISAs, Stocks and Shares ISAs, Innovative Finance ISAs, and Lifetime ISAs. Would you like to know more about a specific type?
Yes, tell me more about Cash ISAs.
Cash ISAs are savings accounts that allow you to earn interest tax-free. They are a safe option for saving money, and you can withdraw funds without penalties.
What about Stocks and Shares ISAs?
Stocks and Shares ISAs allow you to invest in the stock market while enjoying tax benefits. The returns can be higher than Cash ISAs, but they come with more risk.
Can you explain Innovative Finance ISAs?
Innovative Finance ISAs let you invest in peer-to-peer lending and crowdfunding projects, offering potentially higher returns but also higher risks.
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