What should I know about debit card liability?
An example of an AI chatbot conversation about debit card liability and user protections.
What should I know about debit card liability?
Debit card liability refers to the responsibility you have for unauthorized transactions. It's important to understand your protections.
What happens if my debit card is lost or stolen?
If your debit card is lost or stolen, you should report it to your bank immediately. Your liability may be limited if you report it promptly.
How much am I liable for unauthorized transactions?
If you report the loss within two business days, your liability is limited to $50. After that, it can increase significantly.
Are there any exceptions to these rules?
Yes, exceptions can apply based on your bank's policies and the circumstances of the loss or theft.
What steps can I take to protect my debit card?
You can protect your debit card by regularly monitoring your account, using strong passwords, and enabling transaction alerts.
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