What are the requirements for student loan forgiveness?
An example of an AI chatbot conversation about student loan forgiveness requirements.
What are the requirements for student loan forgiveness?
To qualify for student loan forgiveness, you typically need to meet certain criteria, such as working in a qualifying public service job or making a specific number of payments under an income-driven repayment plan.
Can you tell me more about the public service job requirement?
Sure! To qualify under the Public Service Loan Forgiveness (PSLF) program, you must work full-time for a government or non-profit organization and make 120 qualifying monthly payments.
What types of loans are eligible for forgiveness?
Federal Direct Loans are generally eligible for forgiveness. However, other types like FFEL or Perkins Loans may need to be consolidated into a Direct Consolidation Loan.
How do I apply for student loan forgiveness?
You can apply for student loan forgiveness by submitting the PSLF application form to your loan servicer, along with any required documentation.
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