What are the key terms I should know about travel insurance?
An example of an AI chatbot conversation about understanding travel insurance terms.
What are the key terms I should know about travel insurance?
Key terms include premium, deductible, coverage, exclusions, and claims process. Would you like to know more about any specific term?
Can you explain what a deductible is?
A deductible is the amount you pay out of pocket before your insurance coverage kicks in. For example, if your deductible is $500, you pay that amount for a claim before the insurance covers the rest.
What does coverage mean in travel insurance?
Coverage refers to the protection provided by the insurance policy. It outlines what risks or events are included, such as trip cancellations, medical emergencies, or lost luggage.
Are there any common exclusions I should be aware of?
Yes, common exclusions include pre-existing medical conditions, certain high-risk activities, and travel to specific countries. Always read the policy details.
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