What are the eligibility requirements for VA loans?
An example of an AI chatbot conversation about VA loan eligibility requirements.
What are the eligibility requirements for VA loans?
To qualify for a VA loan, you must be a veteran, active-duty service member, or an eligible surviving spouse.
Is there a minimum service requirement to be eligible?
Yes, generally you need to have served 90 consecutive days of active service during wartime or 181 days during peacetime.
What if I was discharged early for medical reasons?
If you were discharged due to a service-related disability, you may still be eligible for a VA loan.
Are there any credit score requirements?
While the VA doesn't set a minimum credit score, most lenders prefer a score of at least 620.
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