What are credit bureaus?
Credit bureaus are organizations that collect and maintain consumer credit information. They provide credit reports to lenders.
How do they affect my credit score?
Credit bureaus influence your credit score by reporting your credit history, including payment history and credit utilization.
Can I check my credit report for free?
Yes, you can check your credit report for free once a year from each of the three major credit bureaus.
What should I do if I find an error on my report?
If you find an error, you should dispute it with the credit bureau and provide any necessary documentation to support your claim.
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