What are pre-existing conditions?
Pre-existing conditions are health issues that existed before a specific date, often before health insurance coverage.
Can you give me some examples of pre-existing conditions?
Sure! Examples include diabetes, asthma, heart disease, and cancer.
How do pre-existing conditions affect health insurance?
They can impact coverage options and premiums, as insurers may charge more or deny coverage based on these conditions.
Are there any protections for people with pre-existing conditions?
Yes, the Affordable Care Act prohibits insurers from denying coverage or charging higher premiums due to pre-existing conditions.
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