What are the different types of loans?
An example of an AI chatbot conversation about various loan types available.
What are the different types of loans I can consider?
There are several types of loans, including personal loans, mortgages, auto loans, and student loans. Would you like details on any specific type?
Can you explain what a mortgage is?
A mortgage is a loan specifically for purchasing real estate, where the property serves as collateral. It typically has a long repayment term.
What about personal loans?
Personal loans are unsecured loans that can be used for various purposes, like debt consolidation or home improvements. They usually have higher interest rates than secured loans.
Are there any loans for education?
Yes, student loans are designed to help cover the cost of education. They often have lower interest rates and flexible repayment options.
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