What happens if I don't pay my debt?
An example of an AI chatbot conversation about the consequences of not paying debts.
What happens if I don't pay my debt?
If you don't pay your debt, several consequences can occur, including damage to your credit score and potential legal action.
How long does it take for a debt to affect my credit score?
Typically, missed payments can start affecting your credit score after 30 days, and the impact can last for several years.
Can creditors take legal action against me?
Yes, creditors can sue you for unpaid debts, which may result in wage garnishment or bank account levies.
What should I do if I can't pay my debt?
If you're unable to pay your debt, consider contacting your creditor to discuss payment plans or seeking help from a credit counseling service.
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