What is a deductible?
An example of an AI chatbot conversation about understanding deductibles in insurance.
Can you explain what a deductible is in insurance?
Sure! A deductible is the amount you pay out of pocket before your insurance coverage kicks in.
How does it work with health insurance?
In health insurance, you pay your deductible first for medical services, and then your insurance covers the rest.
Are there different types of deductibles?
Yes, there are individual and family deductibles, as well as specific deductibles for different services.
What happens if I don't meet my deductible?
If you don't meet your deductible, you'll be responsible for the full cost of your medical expenses until you do.
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