What is a personal loan?
An example of an AI chatbot conversation about personal loans and their features.
What is a personal loan?
A personal loan is an unsecured loan that you can use for various purposes, like consolidating debt or financing a purchase.
How do I qualify for a personal loan?
To qualify, lenders typically look at your credit score, income, and debt-to-income ratio.
What are the interest rates like?
Interest rates for personal loans can vary widely, usually ranging from 5% to 36%, depending on your creditworthiness.
Can I use a personal loan for anything?
Yes, personal loans can be used for various purposes, such as medical expenses, home improvements, or vacations.
What happens if I can't repay the loan?
If you can't repay, it may affect your credit score and lead to collection actions. It's important to communicate with your lender.
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