What is homeowners insurance?
Homeowners insurance is a type of property insurance that covers losses and damages to an individual's home.
What does it typically cover?
It usually covers the structure of the home, personal belongings, liability for injuries, and additional living expenses.
Is it mandatory to have homeowners insurance?
While it's not legally required, most mortgage lenders require it to protect their investment.
How can I choose the right policy?
Consider factors like coverage limits, deductibles, and additional endorsements based on your needs.
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