What is liability coverage?
An example of an AI chatbot conversation about liability coverage in insurance.
What is liability coverage?
Liability coverage is a type of insurance that protects you from claims resulting from injuries and damage to people or property.
What does it typically cover?
It usually covers legal costs, medical expenses, and damages if you're found responsible for an accident.
Is it mandatory for all drivers?
While not all states require it, most do mandate some form of liability coverage for drivers.
How can I determine the right amount of coverage?
Consider factors like your assets, income, and the potential risks you face. Consulting an insurance agent can help.
What happens if I exceed my liability coverage limits?
If you exceed your limits, you may have to pay the remaining costs out of pocket, which can be financially devastating.
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