What is the impact of working on Social Security benefits?
An example of an AI chatbot conversation about the effects of employment on Social Security benefits.
How does working affect my Social Security benefits?
Working can impact your Social Security benefits, especially if you are under full retirement age. Your benefits may be reduced if you earn above a certain threshold.
What is the earnings limit for 2023?
For 2023, the earnings limit is $21,240. If you earn more than this, your benefits will be reduced by $1 for every $2 you earn over the limit.
What happens when I reach full retirement age?
Once you reach full retirement age, you can earn any amount without affecting your Social Security benefits. Your benefits will be recalculated to account for any months you did not receive them due to excess earnings.
Can I still work if I start receiving benefits?
Yes, you can work while receiving Social Security benefits. Just be mindful of the earnings limit if you are under full retirement age.
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