What should I do if I see an unauthorized charge on my account?
An example of an AI chatbot conversation about handling unauthorized charges on accounts.
I just noticed an unauthorized charge on my credit card. What should I do?
First, don't panic. Check your recent transactions to confirm if it's truly unauthorized.
I checked, and I definitely didn't make that purchase. What’s my next step?
You should contact your bank or credit card issuer immediately to report the charge.
How long do I have to report it?
Most banks require you to report unauthorized charges within 60 days of the statement date.
Will I be liable for that charge?
If you report it promptly, you typically won't be liable for unauthorized charges.
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