What should I do if I am a victim of identity theft?
An example of an AI chatbot conversation about steps to take if identity theft occurs.
I just found out that someone has been using my credit card without my permission. What should I do?
I'm sorry to hear that! First, you should contact your bank or credit card company to report the fraud.
Should I also file a police report?
Yes, filing a police report is a good idea. It helps document the crime and can be useful for disputing charges.
What about my credit report? Should I check that too?
Absolutely! You should check your credit report for any unauthorized accounts or inquiries. You can get a free report from each of the three major credit bureaus.
Is there anything else I should do?
Consider placing a fraud alert on your credit report and monitoring your accounts regularly for any suspicious activity.
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