What should I do if I find an error on my credit report?
An example of an AI chatbot conversation about addressing credit report errors.
I just checked my credit report and found an error. What should I do?
First, gather any documentation that supports your claim. Then, you can dispute the error with the credit bureau.
How do I dispute the error? Is there a specific process?
Yes, you can file a dispute online, by mail, or by phone. Make sure to include your evidence and a clear explanation.
How long does it take to resolve a dispute?
Typically, the credit bureau has 30 days to investigate and respond to your dispute.
What if the error isn't resolved in my favor?
If the error isn't corrected, you can request a statement of the dispute to be added to your credit report.
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