When should I start saving for retirement?
An example of an AI chatbot conversation about retirement savings timing.
When should I start saving for retirement?
It's best to start saving for retirement as early as possible, ideally in your 20s.
Why is it important to start early?
Starting early allows your savings to grow through compound interest, maximizing your retirement funds.
What if I'm in my 30s or 40s? Is it too late?
It's never too late! You can still make significant progress by increasing your savings rate and investing wisely.
How much should I aim to save each month?
A common guideline is to save 15% of your income, but adjust based on your financial situation and goals.
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