What are the coverage requirements for workers' compensation?
Workers' compensation coverage requirements vary by state, but generally, employers must provide coverage for employees injured on the job.
Do all businesses need to have workers' compensation insurance?
Most states require businesses with employees to have workers' compensation insurance, but there are exceptions for certain types of businesses.
What happens if a business doesn't have workers' compensation insurance?
If a business doesn't have workers' compensation insurance, it may face penalties, fines, and could be liable for all medical costs related to employee injuries.
How can I find out the specific requirements in my state?
You can check your state's labor department website or consult with an insurance agent to understand the specific requirements for workers' compensation.
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