What is the difference between workers' compensation and disability insurance?

What is the difference between workers' compensation and disability insurance?

Workers' compensation covers job-related injuries, while disability insurance provides income if you can't work due to illness or injury.

Can I receive both benefits at the same time?

Yes, in some cases you can receive both, but it depends on the specific policies and regulations in your state.

How do I apply for workers' compensation?

To apply for workers' compensation, report your injury to your employer and fill out the necessary claim forms.

What types of injuries are covered by workers' compensation?

Workers' compensation typically covers injuries that occur on the job, including accidents, repetitive strain injuries, and occupational diseases.

Is there a waiting period for disability insurance benefits?

Yes, most disability insurance policies have a waiting period, usually ranging from 30 to 90 days before benefits begin.